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Citizens 1st National Bank has financing options for all your personal needs. We offer flexible payment terms and competitive rates. Our loan decisions are made locally and quickly; in most cases, before you leave the bank! 

Below are a few examples of the benefits a personal loan can provide. 

* Purchase a new or used vehicle or other recreational items 
* Home improvements
* Take a vacation
* Use for emergency situations
* Consolidate debt (including credit card debt) 
* Home Equity Loans and Lines of Credit

Estimate your monthly payment with our calculator!

Click here to fill out our online application or Contact Us for assistance.

To have your loan payments come directly out of your checking/savings account with another financial institution please fill out and return this ACH Form to PO Box 1227, Storm Lake, IA 50588