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Citizens 1st National Bank has financing options for all your personal needs. We offer flexible payment terms and competitive rates. Our loan decisions are made locally and quickly; in most cases, before you leave the bank! 

Below are a few examples of the benefits a personal loan can provide. 

* Purchase a new or used vehicle or other recreational items 
* Home improvements
* Take a vacation
* Use for emergency situations
* Consolidate debt (including credit card debt) 
* Home Equity Loans and Lines of Credit

Estimate your monthly payment with our calculator!

Click here to fill out our online application or contact:
Chip Binning (NMLS ID#987827) Assistant Vice President, Consumer Lending 712-213-3654

To have your loan payments come directly out of your checking/savings account with another financial institution please fill out and return this ACH Form to PO Box 1227, Storm Lake, IA 50588