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Business is business no matter how big or small. 

At Citizens 1st National Bank our commitment is to help you reach your business goals. Whether you’re looking to purchase real estate or equipment, set up an operating line, expand your current business or start up a new business, you have come to the right place! Our loan officers partner with you to learn about your business plan and discuss financial options. They will provide personalized solutions to fit your needs. Flexible payments, competitive rates, and quick local decisions are what you can expect from Citizens 1st National Bank. Together we will create a financial strategy that will contribute to your success. 

David Drey (NMLS ID #747003), Senior Vice President of Lending 712-213-3621
Adam Friedrichsen, Vice President, Ag/Commercial Lender 712-213-3629
Austin Vanderhoff, Assistant Vice President, Ag/Commercial Lender 712-213-3650
Kyle Schmillen, Ag/Commercial Lender/Farm Manager 712-213-3626

Click here to fill out our online application.