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Residential First Mortgage Loan Rates-as of 7/26/2016

Term Interest Rate Annual Percentage Rate Monthly Payment*
30 Year 3.375% 3.487% $486.31
20 Year 3.250% 3.407% $623.92
15 Year 2.625% 2.824% $739.96
10 Year2.625%2.916% $1,043.23
     
Balloon Loan Rates Interest Rate Annual Percentage Rate Monthly Payment
5 Year 4.875% 5.079% $590.33
3 Year 4.625% 4.815% $573.52
 1 Year 4.375% 4.546% $556.95

Residential Second Mortgage Loan Rate-as of 7/26/2016

Balloon Loan RatesInterest RateAnnual Percentage RateMonthly Payment
5 Year5.875%6.005%$650.69

*Principal plus interest only.
The above payments and Annual Percentage Rates (APR) are based on a purchase price loan amount of $110,000,00 at 80% loan to value paid in monthly installments and are available to borrowers with a credit score of 740 or higher. The actual interest rates available to you will be based on your credit history and may be different than the rates displayed here. Balloon rates, payments and APR are based on an amortization period of 360 months. Click here to apply!


Need more Information? Contact Dave Drey (NMLS ID # 747003) at 712-213-3621 or Hannah Severson (NMLS # 898039) at 712-732-5440.

Certificates Of Deposit Rates-as of 7/26/2016 Get a rate as high as 0.63% with the 15 Month Customer 1st CD that builds upon balances and relationships within the bank. The more relationships the higher the rate. 

  Interest Rate if Paid or Compounded Quarterly Annual Percentage Yield if Paid or Compounded Quarterly Interest Rate and Annual Percentage Yield if Paid or Compounded Annually
Term $2,500 $10,000 $2,500 $10,000 $2,500 $10,000
91 days .02% .04% .02% .04% N/A N/A
182 days .02% .17% .02% .17% N/A N/A
1 year .14% .24% .14% .24% .24% .34%
2 year .34% .44% .34% .44% .44% .54%
3 year .54% .64% .54% .64% .64% .74%
4 year .76% .86% .76% .86% .86% .96%
5 year .91% 1.01% .91% 1.01% 1.01% 1.11%

Penalty may be assessed for early withdrawal. All rates subject to change without notice.

Deposit Account Rates-as of 7/26/2016

Account Type Tier Interest Rates Annual Percentage Yield
Savings $0 - $499.99 .01% .01%
$500 $ up .02% .02%
Insured Money Market
(IMMF)
$0 - $499.99 .00% .00%
$500 - 99,999.99 .05% .05%
$100,000 - $249,999.99 .10% .10%
$250,000 - $499,999.99 .15% .15%
$500,000 & up .20% .20%
Vantage Checking $0 - $499.99 .00% .00%
$500 & up .02% .02%
Retirement Plus CD .07% .07%
Trust IMMF .07% .07%

 All rates subject to change without notice. Fees could reduce earnings on the account.