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Online Services


Banking that's on your time...24/7 365 days a year! 
  • View history
  • Check balances and see transactions as they are clearing your account
  • Download your statements into Microsoft Money or Quicken 2004
  • Initiate a stop payment
  • Transfer money between accounts, including loan payments
  • Order checks 
  • Set up alerts on accounts
  • Pay bills
  • Research checks, deposits, past statements and more! 
 Online Banking is secure, easy and FREE. Click here to sign up!



Fast Receive your E-Statement days earlier than your paper statements.
Secure - Avoid threats of identity theft by accessing your E-Statement using a secure account log in. No lost or stolen paper statements with your confidential account information.
Convenient - Store up to 24 months of statements and have access at your fingertips 24/7 365 days a year.
Eco-Friendly - No paper, no clutter. View, print, or download your statement with check images. 
And it’s FREE!
Log on to your Online Banking Account and click on the Services link in the menu on the left of the page. Choose E-Statement enrollment. Read and agree to the terms and conditions. Enter your validation code which will be emailed to you. Choose the accounts you would like to add to E-Statements and you are ready to go!


Forget to pay the water or electric bill? Avoid late night trips to the post office or company drop boxes by using CheckFree Bill Pay through Citizens 1st National Bank's Online Banking. 
Reduce the time you spend paying bills by at least 50%. Pay anyone you would normally pay by check – at your convenience. Payments are sent with the click of a mouse and there is no hassle of finding envelopes, stamps or writing out checks.
  • Set up the people & companies you want to pay one time – that’s it! 
  • Schedule payments for the date you want it paid – set your payments up a week, month or even a year in advance 
  • Pay recurring bills automatically 
  • Review your payments at any time 
  • Even have your bills delivered online and out of your mailbox! 
  • For a free demonstration contact one of our customer service representatives today
  • CheckFree Bill Pay is $4.00 + tax per month which includes 10 payments. Each transaction thereafter is $.39, less than the current price of a 1st class postage stamp.
If you are not enrolled in Online Banking click here. Simply check the box "Apply for CheckFree Bill Pay?" toward the bottom of the page. If you are enrolled in Online Banking you can click on the CheckFree Bill Pay link in the menu section.