Residential First Mortgage Loan Rates-as of 12/20/2024
| Term | Interest Rate | Annual Percentage Rate | Monthly Payment* |
|---|---|---|---|
| 30 Year | 7.250% | 7.400% | $750.39 |
| 20 Year | 7.000% |
7.193%
|
$852.83
|
| 15 Year | 6.375% | 6.611% | $950.68 |
| 10 Year |
6.250%
|
6.582% | $1,235.08 |
| Balloon Loan Rates | Interest Rate | Annual Percentage Rate | Monthly Payment |
| 5 Year |
7.950%
|
8.298% | $803.31 |
| 3 Year | 7.850% | 8.382% | $795.67 |
| 1 Year | 7.750% | 9.216% | $788.05 |
*Principal plus interest only.
The above payments and Annual Percentage Rates (APR) are based on a purchase price loan amount of $110,000,00 at 80% loan to value paid in monthly installments and are available to borrowers with a credit score of 740 or higher. The actual interest rates available to you will be based on your credit history and may be different than the rates displayed here. Balloon rates, payments and APR are based on an amortization period of 360 months. Click here to apply!
Residential Second Mortgage Loan Rates- Competitive Second Mortgage rates available! Please Contact Us to get started.