Are you…

• a small business owner with no employees other than your spouse?
• A self-employed farmer with a very profitable year?
• Looking to maximize your retirement savings?

You may be eligible for a tax deduction of up to $66,000!

There is still time to make a contribution for the 2023 tax year!

To find out if you qualify for the individual 401 (k), contact our Trust Department (712)-732-5440:

Julie Mooney, Senior Trust Officer, CFP ®

Direct: 712-213-3613

Julie is a CERTIFIED FINANCIAL PLANNER^TM professional holding her FINRA Series 7 Securities License. Julie has been with the bank Trust Department since 1982. When it comes to financial planning, her expertise is unparalleled!

Matt Forristal, Trust Officer, Attorney

Direct: 712-213-3641

Matt graduated from Creighton University in Omaha, Nebraska (B.S.B.A. 1982; J.D. 1985). He joined our Trust & Wealth Management team in 2010. Matt was in private practice for 25 years with an emphasis in tax and probate law, and estate planning.

Darin Elsden, Trust Officer

Direct: 712-213-3624

Darin has over 25 years of experience in the financial services industry as an independent Investment Representative and holds his FINRA Series 7 Securities License. His expertise in investment management, financial planning, retirement plans and trust administration allow him to guide customers to a secure financial future.

Chad Halder, Trust Officer, CFP ®, CTFA

Direct: 712-213-3630

Chad holds his FINRA Series 7 Securities License, is a CERTIFIED FINANCIAL PLANNER^TM professional and has the designation of Certified Trust & Financial Advisor. Chad's responsibilities include investment management, general financial planning, retirement plan and trust administration.

This product is not a deposit or other obligation of, or guaranteed by the bank. It is not insured by the Federal Deposit Insurance Corporation or any other agency of the United States, or the bank. There is investment risk associated with this product, including the possible loss of value.