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Fee Schedule

Safe Deposit Boxes 

Safely keep what you can’t afford to lose!
You can protect your most valuable possessions from loss, theft or accidental destruction with a safe deposit box from Citizens 1st National Bank. We offer a wide selection of box sizes at our main bank and Early branch. Safe Deposit Boxes are not FDIC insured.
 
Take a personal inventory.
Review the items you are considering storing before coming in to select a box size; this will assist us in helping you find a box that will best fit your needs. Typical items to store include: 
  • Abstracts / Mortgages / Deeds
  • Vehicle Titles
  • Bills of sale / contracts 
  • Birth / Marriage Certificate/Wills 
  • Bonds / Stock Certificates/Certificates of Deposit
  • Insurance Policies/Tax Records
  • Jewelry / Rare Coins / Heirlooms
  • Social Security Cards/Passports/Military Records
Annual Rental Rates
2x4" $17.50
3x5" $17.50 
4x4" $25.00
2x10" $25.00 
5x5" $25.00
3x10" $30.00 
5x10" $40.00
10x10 $60.00
15x16" $100.00

$2.00 discount if you auto pay from an account at Citizens 1st National Bank.

Lost Safe Deposit Box Key $15.00
Box Drilling and Lock Replacement $225.00

Checking & Savings Account Fees

Automatic Transfer of Funds - $1.00 on debit side
Cancelled Check Return - $15.00 per statement
Stop Payment (Non-refundable) - $20.00 / Free Checking - $25.00
Account History - $1.00 per page
Counter Checks (5) - $2.00 
Copy of Cleared Check - Free Checking - $2.00
Deposit Item Return - $4.00 per item
Dormant Account (1 year inactivity) - $5.00 per month
Overdraft per Item - $20.00 / Free Checking - $25.00
Non-Sufficient Funds Item - $20.00 / Free Checking - $25.00
Overdraft Protection - $5.00 (not available with Free Checking)
Duplicate Monthly or Interim Statement - $10.00
Balancing/Research - $35.00 per hour ($25.00 minimum)
Account Closed within Three Months of Opening - $30.00
Telephone Transfer - $3.00 on debit side
ATM Card Replacement - $10.00
ATM Foreign Usage - $1.00
Debit Card with Photo - $5.00
Debit Card Replacement - $10.00
Manual Bill Paying Service - $15.00
Telephone Account Inquiries (Over 4 per month) - $2.00
Wire Transfers - $15.00
Foreign Wire Transfers - $50.00

Miscellaneous Fees and Charges

Account Verification - $15.00
Amortization Schedule - $25.00
Coin Counting (Non-customers) - 1% of amount collected (minimum fee $7.50)
Collection Items - $12.50
Fax Transmission - $3.00 per page
Foreign Currency Order - $12.00 per order
Laminating - $2.00 per sheet
Non-Customer Check Cashing - $50.00 or 5% of check
Cashier’s Checks - $5.00
Personal Money Orders - $5.00
Photo Copies - $.50 per sheet
Notary Public - $5.00
 

Night Depository

Purchase Vinyl Bags - $5.00
Annual Key Rental - $10.00
Purchase/Replace Lost Lock Bag - $25.00
Annual Rental Per Lock Bag - $20.00

The above rates are subject to change at any time. Tax may apply to certain items.